Elite Investment & Credit is a licensed moneylender in Singapore offering fast, reliable loans with clear terms and flexible repayment. Borrow with confidence today.
At Elite Investment & Credit Pte Ltd, we are a fully licensed moneylender regulated under the Moneylenders Act by Singapore’s Ministry of Law. Our lending practices are built on transparency, legal compliance, and a strong commitment to responsible financing.
We understand that different life situations call for different financial solutions. Whether you’re handling urgent personal expenses, managing your business cash flow, repaying multiple debts, or planning for a special occasion like a wedding, Elite is here to help. We provide a range of loan options tailored to your needs — from personal loans, payday loans, and monthly instalment plans, to specialised offerings such as business loans, debt consolidation, and wedding financing.
We also support foreigners working in Singapore, and offer customised financial solutions for PHV and taxi drivers, helping you stay on track with your income and commitments.
As a licensed moneylender, we follow strict guidelines on interest rates, fees, and repayment terms — giving you full clarity and peace of mind. Every loan is structured fairly, with no hidden charges and clear communication from start to finish.
At Elite Investment & Credit, we’re not just providing loans — we’re offering financial support you can trust.
Enjoy a seamless and fuss-free loan application process. Submit your request quickly and securely online using Singpass Myinfo or the online loan application form. Let us know the loan amount you require, and our skilled loan officers will promptly assess your case.
Before you sign the contract, we will explain the loan repayment including the fees and interests. Once the loan contract is signed, you’ll receive fast cash on the same day at our office.
Contract clearly states all fees and interest.
No unnecessary charges or sneaky clauses.
In case of late payment, only legally allowed fees are applied. No threats, no excessive legal action.
Verify our license number at Registry of Moneylenders or in-person with us.
Opt out of future loans if you feel borrowing may be harmful to you.
What Our Customers Are Saying
Maximum interest rate: Capped at 4% per month, regardless of income or loan amount, which maybe lower subject to credit worthiness, no hidden pricing.
Convenient repayment schedule with no unfair extensions. Flexible loan repayment periods, depending on borrower’s agreement with the licensed moneylender.
Loan Amount Limits (Based on Borrower’s Income) total loans cannot exceed six times your monthly income; lower earners have reduced caps.
| Annual Income | Singaporean / PR | Foreigner Residing in Singapore |
|---|---|---|
| < $10,000 | Up to $3,000 | Up to $500 |
| $10,000 – $20,000 | Up to $3,000 | Up to $3,000 |
| > $20,000 | Up to 6x monthly income | Up to 6x monthly income |
Licensed moneylenders can charge the following:
Late repayment fee: Max $60 per month.
Loan Approval fee: Max 10% of loan principal.
Legal costs: Only for successful legal action to recover the loan.
Statement request Fee: $10 upon request.
Licensed moneylenders in Singapore are strictly prohibited from using any unlawful, threatening, or abusive methods when collecting loan repayments. All collection practices must comply with the Ministry of Law’s regulations, the moneylenders acts and debt collection acts.
The MLCB is an official credit bureau designated by the Ministry of Law. It collects and maintains information on loans granted by licensed moneylenders and the borrower’s repayment behavior.
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Contact Us
799 Geylang Road
#01-01
Singapore 389680
