Payday Loan

Payday Loans

What is a payday loan?

A payday loan is a short-term loan that is available to help those who need quick cash/funds. As suggested in the name, it is to tide you over in situations where you need money until your next paycheck arrives. This unsecured loan is expected to be repaid when you receive your next paycheck. In Singapore, payday loans are regulated by the Ministry of Law and are subject to strict guidelines to protect borrowers from unscrupulous moneylenders.

Who is it suitable for?

The payday loan is suitable for individuals who face unexpected expenses that they need to pay off. In order to avoid incurring late or higher fees, payment would have to be repaid on time to maintain a good credit scores. Timely repayment might not be possible for some people as they cannot wait for next month’s pay to arrive. As such, the payday loan is approved quickly to give you quick cash to deal with the unexpected expenses you experience.

At Elite Investment & Credit Pte Ltd – Licensed Moneylender Singapore, our specialists are here to understand your needs and concerns. We can help you deal will any financial difficulties you are facing in the present and future. We will guide you through every step of the loan process.


  • Full time employment
  • Proof of income

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