Debt Consolidation Loan

Combine multiple debts into one easy repayment with a debt consolidation loan. Lower your monthly payments and manage your finances better with fixed interest rates.

Elite Investment & Credit is one of the Top Licensed Money Lender in Singapore

Clear the clutter of multiple debts

apply debt consolidation loan singapore

Juggling multiple credit card bills, personal loans, and monthly instalments can be stressful and overwhelming. At Elite Investment & Credit Pte Ltd, we offer a smart and structured debt consolidation loan to help simplify your finances and reduce your monthly burden.

This customised loan allows you to combine all your existing debts into a single, manageable monthly repayment. With fewer due dates to track and potentially lower interest rates, you’ll gain better control over your budget and enjoy improved peace of mind.

Whether you’re dealing with overdue credit card payments or struggling to keep up with several loan commitments, Elite provides flexible terms and fast approval to support your financial recovery. Our experienced team will work closely with you to design a repayment plan that fits your lifestyle and goals.

Take the first step toward financial clarity. Let Elite Investment & Credit help you streamline your payments and move forward with confidence.

Apply for your debt consolidation loan today.

3 Simple Steps to Apply for a Debt Consolidation Loan

Step 1

Easy Online Submission

Enjoy a seamless and fuss-free loan application process. Submit your request quickly and securely online using Singpass Myinfo or the loan application form. Let us know the loan amount you require, and our skilled loan officers will promptly assess your case.

Step 2

Express Approval Time

We understand the urgency of financial needs. Our team ensures that your loan is approved swiftly, often within an hour provided you have submitted all required documents and meet our criteria.
Step 3

Fast Cash Disbursement

Before you sign the contract, we will explain the loan repayment including the fees and interests. Once the loan contract is signed, you’ll receive fast cash on the same day at our office.

easy debt consolidation solution singapore

Why Choose Us?

One monthly repayment

Streamline all your outstanding debts into one convenient payment.

Lower interest options

Potentially reduce your interest costs compared to your current loan and card rates.

Flexible durations

Choose loan terms that suit your budget—short-term or long-term options available.

Transparent terms

No hidden fees, no surprises—just straightforward lending you can trust.

What Our Customers Are Saying

FAQ

Explore Common Questions About Licensed Moneylenders in Singapore

Will this affect my credit score?

Consolidation itself doesn’t harm your credit—just ensure timely repayments going forward.

Funds disburse instantly upon completed loan agreement, ensuring you exit your debts cleanly and quickly.

Managing one repayment is simpler, and a lower interest rate could mean substantial interest savings.

Yes, once your consolidation loan is fully repaid, you’re welcome to apply again, depending on eligibility.