Personal Loan Singapore

Apply for One of the Best Personal Loans Singapore

Elite Investment & Credit is one of the Top Licensed Money Lender in Singapore

In need of fast cash to address an emergency like a medical emergency or home renovation? Elite Investment & Credit is here to help by providing you with a legal personal loan.

We are a licensed moneylender in Singapore that offers a variety of loan products for different financial needs. No matter your current financial situation, our loan officers will try their best to assist you and provide you with the best loan solution to your problems.

At Elite Moneylender, we offer one of the most competitive rates of personal loans in Singapore. Our team of loan officers is ready to review your case to help you get the cash loan and a suitable repayment plan.

If you have any queries regarding your eligibility or the loan amount and tenure, contact us and our team will be ready to advise you. We aim to give you a hassle-free experience with our streamlined loan procedure and professional service. Once we have received your personal loan online application form, we will contact you immediately to guide you through the process.

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Fast Loan Application

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3 Simple Steps to Apply for a Personal Loan

Step 1

Easy Online Submission

Enjoy a seamless and fuss-free loan application process. Submit your request quickly and securely online using Singpass Myinfo or the loan application form. Let us know the loan amount you require, and our skilled loan officers will promptly assess your case.

Step 2

Express Approval Time

We understand the urgency of financial needs. Our team ensures that your loan is approved swiftly, often within an hour provided you have submitted all required documents and meet our criteria.

Step 3

Fast Cash Disbursement

Before you sign the contract, we will explain the loan repayment including the fees and interests. Once the loan contract is signed, you’ll receive fast cash on the same day at our office.

Why Choose Us?

Benefits of a Personal Loan with Elite

Lower Interest Rates, Higher Borrowing Limits
Whatever your loan purpose, we are here to meet your needs with one of the lowest interest rates and flexible limits.
Convenient Loan Applications, Exclusive Perks
Apply for a loan effortlessly via our Singpass MyInfo and enjoy a range of attractive benefits tailored for you.
Complete Privacy & Security
Your confidentiality is our priority. Rest assured, your personal information will never be shared.
Extended Loan Tenures for Your Convenience
We offer flexible loan repayment plans designed to suit your unique financial situation.
Simple Eligibility, Free Cancellation
With relaxed loan criteria, we ensure higher approval rates and the option to cancel without any fees.
Customised Packages for All Income Groups
We believe financial assistance should be accessible to everyone, including individuals with lower incomes.

What Our Customers Are Saying

Elite Investment & Credit has a very good and efficient system in place. I do not need to disclose too much confidential details. All it takes was three minutes for me to fill in the application form to request for a loan. The customer service officers are polite and answered my queries patiently. I will definitely continue to engage with your services in future.

Eugene Lee
Elite Investment & Credit has a proven record of providing loan at a great rate. My friend recommended to me their services and I was not disappointed. The loan was processed within a day and I was able to get the cash I need very quickly for an unexpected medical emergency.

Ashley Tan
The team from Elite Investment & Credit are very friendly and efficient. After submitting the request form, my case was approved. I received the cash I needed to fund my business the next day. Thanks to the loan, my business is able to survive through the crisis.

Charles Ang

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Frequently Asked Questions (FAQ)

What is a Personal Loan?

A personal loan is an unsecured loan that allows a borrower to access a specific small amount of money without requiring collateral. Hence, you can repay your loan on time – perfect for individuals looking for a loan package with monthly installments.

What are the eligibility criteria to apply for a loan?

Please make sure you fulfil the following requirements and bring along the relevant documents for us to process your loan:

You must be at least 21 years old and above to apply.
Applicants must be either a Singapore Citizen, Permanent Resident or Working in Singapore.
NRIC or Passport.
The latest three months payslip and/or CPF contribution.
Proof of your residential address (E.g. Latest Bills like phone bills, internet broadband bill, utility bills).
For Self-Employed applicants: The most recent printout of your ACRA and NOA
Not applicable to undischarged bankruptcy or pending bankruptcy.

Can I take a cash loan if I have a bad credit history?

Having a poor credit score can make loan approval challenging, but options exist if you need money. While traditional lenders may often turn away customers with poor credit ratings, licensed money lenders like Elite Investment & Credit can provide fast access to emergency cash through money lending services.

We consider factors beyond just credit profile, ensuring that all terms are legally obliged to fulfil. We secure a maximum loan amount tailored to your ability to repay the loan, whether you need car loans or other personal financing.

What should I consider before borrowing from a licensed money lender Singapore?

Before applying for a personal loan from a licensed moneylender in Singapore, it is important to carefully review and fully understand the loan terms and conditions including the repayment terms, late fees, and rates of interest.

How do I collect my loan?

Once you have been notified that your loan is approved, you may come down to our office to sign the documents and get your money.